As a single mother, you are regularly hassled by numerous expenses that will ultimately lead you too some financial complications. You are always contemplating about the future of your child or children and finding ways on how to provide them what they need. Planning your finances will really help you in meeting up with the financial demands of raising a family. Nowadays, there are a lot of grants, programs or loans that are implemented to help single mothers. You can discover that a number of modest organizations can assist in finding the financial assistance you will need to have to master your abilities that will lead you and your children to have a better life.

Applying for federal or state assistance programs is the brightest thing that you should do but applying for these grants can be quite tricky. They will require you to abide by their guidelines and fulfill all the necessary requirements which can be tremendously overwhelming for your part but the effort will be surely worth it. The solution here is to breakdown the procedure to present a step by step strategy to guarantee that you are doing the right things. First, prepare all necessary documents like birth certificates of you and your child, social security cards, proof of utility, proof of residency and records are needed to clarify your situation with your child or children’s father, whether he is deceased, you are divorced, separated and about to get divorce or you were never married. A caseworker will be assigned to process your application and he or she will give you at list of all the needed documents. You will be given at least ten days to process all the necessary paperwork but if you prepared the important papers ahead of time then it will be easier for you to comply with the requirements. If you are qualified then updates will be provided by the program through mail.

Programs and Grants Available in Georgia

Childcare.

Looking after your children is always a challenge especially if you don’t have the help of a father in your household. It makes life as single mother even more demanding. While you are working or studying, you want your child or children to have a supportive and safe place to stay. In Georgia, the Division of Family and Children Services provide childcare assistance through the program called CAPS or Childcare and Parent Services. The CAPS program is implemented in 159 counties of the state. For the application procedure, clink the following link for more details (http://dfcs.dhs.georgia.gov/how-apply-caps-program). If you have further questions, call them at 1-877-423-4746 or 404-657-3434.

Healthcare.

Medicaid is a program that gives health care products and services to people that meet up with the prerequisites for income and citizenship. It is the main medical assistance for families which has a low income in Georgia. Interested applicants can apply through their local Division of Family and Children Services office and for questions, call them up at 1-877-423-4746. Health insurance is also offered through the PeachCare program. It provides affordable health insurance to children who live in Georgia.

Education.

Much of the financial aids programs nowadays is focused on giving single mothers the opportunity to get a college degree. If a low-income single mom acquires better education then she will find a better-paying job and will ultimately be able to give a better future for her child or children. There is a federal program called FAFSA which aims to provide better education to all citizens of America. For more information about this program, visit their website www.fafsa.ed.gov. There are also scholarships available locally through the Georgia Student Finance Commission. More information can be seen through their website www.gsfc.org.

Cash Assistance.

The TANF or Temporary Cash Assistance for Needy Families is a federal program which provides services, such as medical, food and cash assistance to families who are in financial disadvantage. It provides monthly cash assistance but it is only temporary.

Food.

Superior food is one thing that every mother wishes to be able to give to her child or children. SNAP offers support to single mothers to buy the suitable types of food for their family. They give out food stamps and vouchers to for families who are struggling to put good food on the table. More information about the said program can be found through this link (http://www.dfcs.dhr.georgia.gov/). The WIC or the Women, Infants, and Children is also referred to as the Special Supplemental Nutrition Program. It is a federal program which is established to give nutritious foods and a number of services including nutrition education, healthcare referrals and many more. Contact details are available through this link (http://www.wicprogram.org/ga-georgia-wic-program/).