Grants For Single Mothers – How And Where To Find Them
Grants for single mothers are coming to full force whenever single mothers need assistance in making their lives more comfortable. There are actually many types of grants that are available. There are the free grants and grants in the form of loans that are designed for low-income mothers.
Grants are actually sponsored by different branches of the government to help all individuals including single mothers cope with their lives. There are also lots of grants that are provided by different organizations, foundations, minority groups and other large and financially stable institutions that have the agenda in helping the needy including the single mothers. Their main purpose is to improve the quality of life of these individuals by helping them to be active in their societies and have successful professions.
On the other hand, since we live in a world where having career make us buy the things we need, it would almost be impossible for single mothers to have successful careers mainly because most of them lack the education to pursue the professions they want. In this case, educational grants are the most popular grants that single mothers always sought about and which the grant providers are always pushing thru. And for the working mothers who have their careers but can’t be able to cope up living on home rents, the housing grants are not far behind among the grants the single mothers are seeking for.
Housing grants are the only solution single mothers can depend on to have their own homes. With the economic downturn, life is being hard on all of us and so owning a home is an almost impossible dream to obtain especially with single mothers that have mouths to feed and bills to pay all by themselves. But with housing grants and the educational grants, we are sure we can help single mothers have better futures.
What Are Grants?
Grants are basically financial assistance that are given by government institutions, private agencies or any organized groups to people who are qualified to have it. It can be given for free especially if the recipients have no means of paying for it. But if these are given as loans, the recipients are given flexible mode of payment and normally at very low interest rates. Grants received can be used to acquire properties, pay for education, or any other way that the recipients can be able to enhance their standard of living. At present, of the 900 grant programs being implemented by federal grant-provider agencies, 26 of these are for the single mothers. Those that are being supported by companies, local or tribal governments, non-profit organizations, and research institutions are separated from these.
Grants for single mothers, as we have said support those who want funding for their higher education studies. So if you are a single mother and wants to continue your studies, you must consider exploring grants’ financial aid programs and inquire from the schools’ financial aid officer about the following:
- Work-study programs
- State and federal support grants
- Direct college financial assistance
- Scholarships that are corporate-sponsored
- Tuition-aid programs for employees (check if children are included)
Now, the usual question is what are the qualifications to be accepted for study grants? The requirements are always basic. First, you must be a legal citizen of the U.S. or any of its territories. Second, if you are a foreign national you should be a naturalized American citizen for at least three years. Third, you must be among the low-income earners single mothers or among those who live below the poverty level. And lastly, you must complete a Free Application for Federal Student Aid (FAFSA) form before filing your application. Sometimes states have varied requirements from each other but these four requirements are the most required. Also, every grant program has specific instructions and guidelines on the preparation for application. So as an applicant, you have to inquire first about these from the offices of the grant providers before filing your application for grants for single mothers.
Identifying The Most Feasible Grants
There are actually so many grants available for study grants and given for free by the government. There is the federal Pell Grant which helps single mothers finance their education so the money comes from the national government and no need for repayment. This what makes it an attractive option than taking loans. For single mothers that cannot afford to continue their education, the Pell Grant is really a big help.
There is also the Federal Supplemental Educational Opportunity Grant (FSEOG). The FSEOG is also one of the most ideal grants for single mothers that the federal government can provide especially those who are really in dire financial need and almost impossible to pay for their college tuitions. If you are a single mother and wants to know if you are qualified for study grants, you must apply for Pell Grant and the FSEOG and then be evaluated. The Expected Family Contribution (EFC) formula is used by the evaluators to know if you can qualify and must be awarded educational assistance. The amount you can get will range from $100 to $4,000 per year depending on your economic level. In this case, you as an applicant should make a proposal in the format of grant writing to prove that you really deserve the grant.
Luckily for single mothers, there are so many grants that they can apply to and have great chances of qualifying. To name some of the most sought after grants that single mothers can really rely on with their educational support, the following are some of the most popular sources. You can inquire from your state’s Department of Education or from the colleges and universities near you where to find them and what you need to apply for them.
School Grants and Scholarship Sources:
- Federal Pell Grant for Single Mothers
- Scholarships for African Americans
- College Scholarships for Single Mothers
- TEACH Grant Program for Aspiring Teachers
- Federal Supplementary Education Opportunity Grant
- The Academic Competitiveness Grant
- College Grants for Single Mothers
- Obama’s Scholarships for Moms
- Minority and Special Interest Organizations
- Field of Study Grants
- Political Groups
- Work Study Programs
- Private organizations and commercial Groups
There are also grants that are in the form of loans which the federal government is providing. These are flexible loans provided to single mothers who can at least pay little by little so loans are on their lowest interest rates. Some of these grant loans are the following:
Federal Loan Sources:
- Federal Perkins Loan
- Federal PLUS Loan
- Federal Stafford Loan
- Federal Student Loans for Single Mothers
Not only study grants are the ones that single mothers should always looking for. Because everybody needs medical assistance, this is more appropriate for single mothers because they need to stay healthy to support their children. Then, because generally children of single mothers do live in unhealthy environment due to the mothers’ financial situations, both the mothers and their children must always need medical assistance. To identify medical assistance grants that can be able to help, we have found the best reliable ones.
Medical Assistance Grants:
- Disability Benefits for Single Mothers
- Medicare and Medicaid
- Children’s Health Insurance Programs (CHIP)
- Medicaid for Single Mothers
Also, some of the most important grants for single mothers are the housing grants. Especially single mothers that don’t usually have the capabilities to buy their own homes for their children while some of them cannot even afford to pay rent for their apartments, housing grants can provide them assistance in obtaining the down payments required when buying or building a home. Even for home rents, housing grants can be able to assist single mothers as long as they satisfy the requirements needed by grant providers. However, housing grants obviously are usually not provided for free. They are in the form of loans with flexible payments that would be based from the mother’s potential to pay. In this case, single mothers should not worry if they have regular income because they can be able to pay the monthly mortgage even at very low interest rates. Here, we identify the federal housing grants that you can check out.
Housing Assistance Single Mothers Can Avail
- Low Income Home Energy Assistance Program
- Section 8 Housing Assistance Program
- CoAbode-Share Housing and Financial Resources
- Housing Choice Voucher Programs
- Habitat For Humanity
- Department of Housing and Urban Development
- State’s Housing Finance Agency
- Nehemiah Foundation
There are still so many grants that single mothers can find in many places. What we have identified here are only the ones the federal government does provide. You can use the keywords when searching for them on Google. You may also get surprised on how many results you can come up with your search including grants that private and non-profit organizations are pursuing. So always take time to do your research, fulfill the requirements and be consistent with your application if you are a single mother who wants some change in your life. Grants for single mothers can really make a difference in your life and with it you can also provide your kids brighter future.
You too can make a difference by giving us feedback and with it you can provide more information other than the ones we have provided here. This would surely make single mothers more encouraged to seek for assistance thru grants. Thus, we welcome your comments so that single mothers may also know that you also care about for them.